Property strategy / Finder & analyser
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YOUR NEXT PROPERTY. A CLEARER PLAN.

Property Finder

See the potential. Test the numbers. Plan your next move.

Free workspace
01
Find a propertySearch a suburb or paste a listing
02
Analyse the optionsFive strategies. Editable numbers.
03
Build your portfolioSee the cash, equity and next move.
Refine by cash, yield & margin Optional filters for the selected strategy

Filters use the selected strategy and downside setting. Rent / price uses modelled annual rent after vacancy at the stabilised year, divided by purchase price. Sale margin uses each candidate’s exit year and entered tax reserve. A source link is not independent verification.

Your properties

3 in this view

Choose a card to see its analysis. These are your entered properties, not internet search results.

FICTIONAL EXAMPLE · EDIT TO EXPLORE

The renovation with a second act

Ipswich, QLD

Your numbers, your scenario. Example figures show how the tool works. These are not local market estimates. Every input below can be changed.

Improve value and rent; optionally refinance after the first year.

Cash needed at purchase$194,500Deposit + buying costs + initial works
First-year cash flow-$21,308After expenses and loan repayments
Year 1 equity$243,201Estimated value less remaining debt
First positive rental yearYear 20Operating cash flow; excludes build outlays
THE PATH AHEAD

See what changes over time

Equity Debt
Value $852,066Debt $485,063Cash flow / year -$10,629Build cash this year $0

Nominal, pre-tax rental model. Renovation value is an assumption; growth is applied separately. Equity is not cash. Future construction is cash-funded. Interest-only principal is due at loan maturity.

Property & finance Edit the starting point
Renovation & uplift Separate improvements from market growth

Estimated cash released: $0. It increases the loan and subsequent repayments; it is not profit or guaranteed borrowing capacity.

Growth, sale & margin Your hurdle, for this strategy
Net project result$22,173
Margin on total cost2.7%
Cash from sale after debt & tax reserve$250,462

Below your 10% illustrative hurdle. Includes purchase, works, acquisition, operating, interest and selling costs; rents offset costs. Principal repayment is a transfer to equity, not a second expense. No main-residence exemption is assumed. A zero tax reserve means tax has not been allowed for. For a developer sale, enter a fully advised all-in GST/income-tax reserve and obtain a detailed feasibility.

Evidence & planning Verification needed

An evidence checkbox is your review record, not council approval.

Compare every strategy Same property, different paths
StrategyInitial cashYear 1 cash flowSale result at year 2Margin on cost
Buy & hold$160,000-$17,247-$31,469-4.0%
Renovate & hold$194,500-$21,308$22,1732.7%
Live in & renovate$194,500-$46,018-$36,308-4.4%
Rooming / high yield$263,500-$15,773-$2,820-0.3%
Add dwellings$160,000-$17,247-$31,469-4.0%

Options depend on different end-value and rent assumptions. Future dwellings only apply when enabled, or in Add dwellings. None is a verified development permission.

What still needs checking

  • Illustration only — this is not an available property.
  • Planning potential is unverified. Check the property, zone, overlays and approval pathway.
  • Works are cash-funded at purchase; no construction loan is modelled.

Deal Snapshot receives the starting loan, completed rent/value and initial costs. This workspace retains the timeline, future works and refinance assumptions.